Investrust Bank
Accounts | Branch Network | Credit Facilities | Contact Details | Website
Accounts
ORDINARY CURRENT ACCOUNTS
The Investrust Bank current account is designed for individuals and corporations. The features of this account are:
Cheque book
Non interest bearing
Attractive High/Low Level Activity Maintenance Fees
CHEQUE SAVERS ACCOUNTS
This is a special account which operates like a current account
The minimum balance on the account is
K 1,000,000 (One Million Kwacha) for corporates and K 500,000 for individuals.
The Bank issues you with a cheque book of which the cost of printing the cheque book will be recovered from your account. You may issue as many cheques as you wish on this account AT NO COST.
The account is an interest bearing account, currenly at 2% paid on balances above the minimum balance.
A free monthly statement is provided.
Free withdrawals through any of our branches and free transfers between our branches.
INVESTSAVE ACCOUNT
Whatever your income, saving at our new Savings Center has a highly rewarding outcome. Minimum balances of K50,000
Interest of 3.5% p.a. on balances from K50,000 – K149,999 and 6% p.a. on balances from K150,000+
Two withdrawals per week
Free account holder’s ID for maximum security
PREMIUM ACCOUNT
Minimum balances for K500,000
Competitive interest at 7% p.a.
The higher the account balance the more you earn
Interest accrued daily and credited monthly
No limit on withdrawals
No monthly service fee on balances of K300,000 and above
Account accessible at any of our branches. Instant access to cash through the debit card
INVESTSAVE FIXED LOAN ACCOUNT
Minimum balance of K5,000,000
Interest at 10% p.a. payable twice a year.
Only for individual clients and sole proprietors.
Quick guaranteed loan of up to 65% of the balance on account at date of drawdown.
Cash cover collateral
Loan interest charged at the Bank’s ruling lending rate.
No arrangement fee on the loan
One withdrawal per month on available balance
Account accessible at any of our branches.
INVESTSAVE WEALTH BUILDER ACCOUNT
Minimum balance of K2,000,000
Attractive interest rate currently at 8% p.a.
The higher the account balance the more you earn
Interest accrued daily and paid at the end of the month
2% annual bonus will apply on balance above K2,000,000 if maintained for one year
Account accessible at any of our branches
One withdrawal per month
No account closure within 12 months of opening.
PREMIUM ACCOUNTMinimum balances for K500,000
Competitive interest at 7% p.a.
The higher the account balance the more you earn
Interest accrued daily and credited monthly
No limit on withdrawals
No monthly service fee on balances of K300,000 and above
Account accessible at any of our branches. Instant access to cash through the debit card
INVESTSAVE ACCOUNT
Whatever your income, saving at our new Savings Center has a highly rewarding outcome. Minimum balances of K50,000
Interest of 3.5% p.a. on balances from K50,000 – K149,999 and 6% p.a. on balances from K150,000+
Two withdrawals per week
Free account holder’s ID for maximum security
INVESTSAVE ACCOUNT
Whatever your income, saving at our new Savings Center has a highly rewarding outcome. Minimum balances of K50,000
Interest of 3.5% p.a. on balances from K50,000 – K149,999 and 6% p.a. on balances from K150,000+
Two withdrawals per week
Free account holder’s ID for maximum security
Branches
Head Office
Ody’s Building, Great East Road
Plot No. 19028/19029
P. O. Box 32344 Lusaka, Zambia
Tel: +260211 294682 / 264685 / 294874
Fax: +260211 294659
Lusaka Main Branch
Investrust House, Plot No 4527/8 Freedom Way
P O Box 32344, Lusaka, Zambia
Tel: +260 211 238733-5/235284
Fax: +260 211 237060 Telefax ZA 40835
Email: investrust@investrustbankbank.co.zm
Savings Centre Branch
Investrust House, Plot No 4527/8 Freedom Way
P O Box 32344, Lusaka, Zambia
Tel: +260 211 238733-5/235284
Fax: +260 211 237060 Telefax ZA 40835
Email: investrust@investrustbank.co.zm
Arcades Branch
Shop No 32 Great East Road, Lusaka, Zambia
Tel: +260 211 256640/256642
Mulungushi Agency
Mulungushi House Ridgeway, Lusaka, Zanbia
Tel: +260 211 251109
Airport Agency
Lusaka International Airport
P O Box 32344, Lusaka, Zambia
Tel: +260 211 271262
Industrial Branch
Plot No 13969, Chandwe Musonda Road
P O Box 32344, Lusaka, Zambia
Tel/Fax: +260 211 845713
Soweto Branch
P O Box 32344, Of Los Angeles Road
Plot #10431 New Soweto Market Stand 67, Lusaka
Tel: +260 211 846291, 260 211 846292
Fax: +260 211 846290
Kitwe Branch
Plot No 14 Obote Avenue
P O Box 22001, Kitwe
Tel: +260 212 229758
Fax: +260 212 229758 Telefax ZA 52185
Chipata Branch
Plot No 1783, Parerenyatwa Road
P O Box 510803, Chipata
Tel: +260 216 223136 223137
Fax: +260 216 223149
Email: chipata@investrustbankbank.co.zm
Luangwa Branch
P O Box 69, Luangwa
Tel: 01-415119 Fax: 01-415142
Chililabombwe Branch
Stand No 72 Independence Avenue
Town Centre, Chililabombwe
Tel: +260 212 383250
Fax: +260 212 383508
Email: chililabombwe@investrustbankbank.co.zm
Solwezi Branch
Stand No 23/24 Independence Avenue
Tel: +260 216 223136 223137
Fax: +260 216 223149
P O Box 110246
Solwezi
Livingstone Branch
Plot 103 Mosi-O-Tunya Road
P O Box 61148, Livingstone
Tel: +260 213 324851/5
Fax: +260 213 324852
Lumwana Branch
P O Box 110246
Tel: +260 218 240060/61
Fax: +260 218 240062
Chirundu Branch
P.O. Box 18
Chirundu One Stop Border Post Complex
Tel. +2602 11 525346
Fax. +2602 11 515245
Credit Facilitites
CORPORATE FINANCE AND CREDIT
CORPORATE LOANS AND ADVANCES
The bank provides short to medium term finance for both project and working capital requirements. Loans and advances are issued in Kwacha and foreign currency (USD) at competitive rates. Depending on the nature of the client’s project the facilities can be structured to cover a period ranging from 7 days to 2 years.
GUARANTEES AND BID BONDS
The Bank provides a range of contractual or project security through the issuance of guarantees, bid bonds, performance bonds and advance payment bonds for its esteemed customers engaged in trade or capital projects in all sectors of our economy.
LEASING
The Investrust lease facility is a tax efficient form of medium term financing through which customers can aquire movable and immovable assets in the agriculture, tourisim, information technology, transport, mining and other sectors.
TRADE FINANCING
Under this facility, the bank is focused on meeting and managing the short term liquidity requirements of our local traders. Some of the services provided under this facility are:
Invoice discounting
Bankers’ Acceptances and Disounting of bills of exchange
Provision of pre and post shipment financing
Letters of Credit
INVESTMENT BANKING AND ADVISORY SERVICES
The following services are available:
Due diligence and project proposals
Advisory services relating to assist you raise finance
Arranging finance through the capital market and syndication programmes
Structured and trade finance
Project Finance
CORPORATE BANKING SERVICES
All our corporate products are co-coordinated by a relationship manager ensuring that that you have a one stop shop experience of the bank. Some of the corporate banking products include; short or long term loans, trade finance, overdraft facilities and input finance for the agricultural sector.
CONSUMER BANKING SERVICES
We offer personal loans aimed at providing your permanent and contract staff with facilities for purchase of household goods, vehicles, home improvements etc. Salient conditions of the loans are:
Hassle free repayment mode.
Minimum amount of K1 million and maximum of K30 million. Higher amounts can be considered on case by case basis,
Interest is linked to the base rate, and
Maximum period of the loan is 36 months.
Contact Details
Head Office
Ody’s Building, Great East Road
Plot No. 19028/19029
P. O. Box 32344 Lusaka, Zambia
Tel: +260211 294682 / 264685 / 294874
Fax: +260211 294659
Accounts | Branch Network | Credit Facilities | Contact Details | Website